SOLARTIS INSURE · TECHNOLOGY & ARCHITECTURE

AI-Powered, Cloud-Native Policy Administration Architecture

Microservices-driven. Configuration-first. Built to scale for modern P&C.

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Solartis Insure brings configuration-driven product definition, preconfigured bureau content, policy-lifecycle microservices, API-based integration, cloud-native deployment, and a governed AI layer together in one architecture. Adopt it your way: run the complete platform, use Solartis services headless behind your own experience, or add selected microservices to the systems you already run.

Solartis Insure Architecture

Take a deeper look at our AI-powered, cloud-native policy administration architecture.

It includes deployment models, a cloud-native microservices core, configuration-driven insurance content, and enterprise security in one architecture.

Solartis Insure Architecture - AI-Powered Cloud Native-PAS

 

Adopt It Your Way

Solartis does not require every customer to implement the platform the same way. You choose the pace and depth of modernization, and the architecture supports the model you choose.

  • Full Platform: Run the complete P&C policy lifecycle on Solartis Insure, with a Solartis-configured UI managed in Builder.
  • Headless (API-only): Run Solartis policy services and APIs behind your own digital experience.
  • Individual Services: Adopt selected capabilities, such as rating or document services, alongside the systems you already run.
  • Integrated Ecosystem: Combine Solartis with carrier systems, data providers, billing, claims, and partner applications.

 

A Cloud-Native Microservices Core

Add capacity where a workload needs it and update capabilities without redeploying a monolith, so the platform keeps pace as your business grows.

Solartis has operated a microservices architecture in production since 2016; today the platform comprises 200+ RESTful microservices and APIs across the P&C policy lifecycle. Stateful services maintain transaction context for submission, quoting, issuance, endorsements, cancellations, reinstatements, and renewals, while stateless services handle independent work such as rating, taxes and fees, document generation, and notifications. Each can scale on its own rather than forcing the whole platform to scale as one unit.

The platform is containerized and orchestrated with Kubernetes on Oracle Cloud Infrastructure, delivered as SaaS and PaaS, and API-first, and is backed by a 99.5%+ uptime SLA.

Tech stack: Java EE, RESTful services, Kubernetes, Oracle Cloud Infrastructure.

 

The Technical Stack

From client access through identity, edge, runtime, integration, data, observability, and resilience, Solartis runs on a consistent, cloud-native technical stack.

Screenshot 2026-09-18 at 6.00.15 PM

Designed for Control, Scale, and Connectivity

Configuration-Driven, by Design

The architecture separates platform capability from insurance product behavior. Reusable services provide the policy administration capabilities; Solartis Builder is the system of record for the versioned, effective-dated configuration those services run at runtime.  Implementation teams start with preconfigured bureau base products that contain the full policy lifecycle, then layer carrier-specific rates, rules, forms, and exceptions on top.

ISO content is ingested and maintained through ISO ERC. AI assists the ingestion of AAIS, NCCI, and MA AIB (Mass Auto) content.

 

→ Explore Solartis Builder

AI, Governed by Design

AI is embedded across the platform to analyze rating content, generate rating configuration, create and validate tests, and monitor production. It works through the same governed platform services, configuration, and APIs as everything else, so identity, authorization, data classification, and auditability continue to apply. It is not a separate path around the policy services or business rules.

AI accelerates the work. People remain in control of what reaches production.

→  Explore Solartis' AI Capabilities

Proven Performance at Scale

Solartis performance testing runs complete policy workflows against large commercial schedules, not isolated API calls. In one defined commercial auto scenario, Solartis processed a multi-state schedule of 10,000 vehicles from vehicle import through rating, quote, and policy issuance in under five minutes.

Customer transaction data is held in isolated repositories rather than a shared transaction database, while product configuration is shared and versioned, which supports auditability across the policy lifecycle.

Results reflect a defined Solartis performance test scenario. Performance varies with product configuration, infrastructure, transaction complexity, integrations, and workload.

Enterprise Security & Data Isolation

Security controls apply across the application, integration, data, cloud, and AI layers of the Solartis environment: encryption in transit and at rest, role-based access control, MFA and SSO, tenant and transaction-data isolation, audit logging, independent penetration testing, network and infrastructure controls, and governed access to AI capabilities.

Certifications: SOC 2 Type II, ISO/IEC 27001:2022, ISO/IEC 27017:2015, ISO/IEC 27018:2019.

→  Full Security & Compliance Program

Connect to the Ecosystem You Already Have

Solartis is API-first and designed to operate inside a broader insurance technology environment. It integrates with distribution and underwriting systems, rating and data providers, document and e-signature tools, payment, billing and claims platforms, regulatory and statistical services, analytics environments, and your own applications.

→  Explore Our Integration Ecosystem

Architecture That Lets You Change

Use Solartis as your complete policy administration platform, or introduce individual capabilities into the environment you already have.

Frequently Asked Questions

1. What is the Solartis Insure architecture?

Solartis Insure is a cloud-native, API-first policy administration architecture built on 200+ microservices. It brings together configuration-driven product definition in Solartis Builder, preconfigured bureau content, policy lifecycle microservices, API-based integration, and governed AI, delivered as SaaS and PaaS on Oracle Cloud Infrastructure.

2. Is Solartis Insure built on microservices?

Yes. Solartis has operated a microservices architecture in production since 2016, and today the platform comprises 200+ RESTful microservices and APIs across the P&C policy lifecycle. Each service can be scaled and updated on its own.

3. Is Solartis a monolithic policy administration system?

No. Solartis separates policy administration into independent services, and separates platform capability from insurance product behavior. What each product does is controlled through versioned configuration, rules, metadata, and workflows in Solartis Builder, not through custom code in a single application.

4. Is Solartis Insure a MACH architecture platform?

Yes. MACH stands for Microservices-based, API-first, Cloud-native, and Headless, and Solartis Insure is built on all four principles. The platform runs 200+ microservices in production, exposes its capabilities through APIs, is containerized on Kubernetes on Oracle Cloud Infrastructure, and separates business logic from the user interface, so Solartis-configured screens, your own portal, and third-party portals can use the same services. Solartis adds no-code configuration in Solartis Builder, so product changes are made through configuration, not code.

5. What is the difference between stateful and stateless services in Solartis Insure?

Stateful services keep the transaction context for submission, quoting, issuance, endorsements, cancellations, reinstatements, and renewals. Stateless services handle independent work such as rating, taxes and fees, document generation, and notifications. Separating the two lets each service scale on its own, instead of scaling the whole platform as one unit.

6. What deployment options does Solartis offer?

You choose how much of the platform to adopt:

  • Full Platform: the complete P&C policy lifecycle on Solartis Insure, with a Solartis-configured UI managed in Solartis Builder
  • Headless (API-only): Solartis policy services and APIs behind your own portal or application
  • Individual Services: selected capabilities, such as rating or document generation, alongside the systems you already run
  • Integrated Ecosystem: Solartis combined with your carrier systems, data providers, billing, claims, and partner applications

7. Do we have to implement the entire Solartis platform?

No. You can start with the full platform, run Solartis headless behind your own interface, or add individual microservices to your existing systems, then expand at the pace and depth you choose.

8. Can we use our own user interface with Solartis Insure?

Yes. Solartis Insure microservices are headless, with no screens of their own, so your portal or application can call them through a simple JSON request and response. You can also use screens configured in Solartis Builder, rendered through the Solartis metadata microservice, or connect through MCP (Model Context Protocol), one governed connection for your AI tools, AI agents, and existing systems.

9. Where is Solartis Insure hosted?

Solartis Insure runs on Oracle Cloud Infrastructure (OCI). The platform is containerized and orchestrated with Kubernetes, and is delivered as SaaS and PaaS.

10. What technology stack does Solartis use?

Solartis Insure is built on Java EE and RESTful services, containerized and orchestrated with Kubernetes on Oracle Cloud Infrastructure. The technical stack covers client access, identity, edge, runtime, integration, data, observability, and resilience.

11. What uptime does Solartis commit to?

Solartis Insure is backed by a 99.5%+ uptime SLA, measured each calendar quarter, excluding regularly scheduled maintenance. Solartis Monitor, Jarvis AI, and our Monitoring Specialists watch the platform 24×7.

12. How does Solartis Insure scale as volume grows?

Each microservice scales on its own, so capacity is added where a workload needs it instead of scaling the whole platform. Kubernetes on Oracle Cloud Infrastructure manages that capacity, and capabilities can be updated without redeploying a monolith.

13. How does Solartis Insure perform with large commercial schedules?

In one defined Solartis performance test, a multi-state commercial auto schedule of 10,000 vehicles was processed from vehicle import through rating, quote, and policy issuance in under five minutes. Testing runs complete policy workflows, not isolated API calls. Results vary with product configuration, infrastructure, transaction complexity, integrations, and workload.

14. What does configuration-driven architecture mean at Solartis?

Reusable microservices provide the policy administration capabilities, and Solartis Builder holds the versioned, effective-dated configuration those services run. Products start from preconfigured bureau Base Products that contain the full policy lifecycle, and carrier-specific rates, rules, forms, and exceptions are layered on top. Changing a product means changing configuration, not code.

15. How is customer transaction data isolated in Solartis Insure?

Each customer's policy transactions are held in isolated repositories rather than a shared transaction database. Product configuration is shared and versioned separately, which supports auditability across the policy lifecycle.

16. How does Solartis secure the platform?

Security controls apply across the application, integration, data, cloud, and AI layers, including encryption in transit and at rest, role-based access control, MFA and SSO, tenant and transaction-data isolation, audit logging, independent penetration testing, and network and infrastructure controls. Solartis holds SOC 2 Type II, ISO/IEC 27001:2022, ISO/IEC 27017:2015, and ISO/IEC 27018:2019 certifications.

17. How does AI fit into the Solartis architecture?

AI works through the same governed platform services, configuration, and APIs as everything else, so identity, authorization, data classification, and audit controls still apply. It is not a separate path around the policy services or business rules. When your AI tools, AI agents, or existing systems connect through MCP, the Solartis MCP server applies the same security and permissions as any other access. AI accelerates the work, and people remain in control of what reaches production.

18. How does Solartis integrate with other systems?

Solartis is API-first, so each microservice can be called through a simple JSON request and response. It integrates with distribution and underwriting systems, rating and data providers, document and e-signature tools, payment, billing, and claims platforms, regulatory and statistical services, analytics environments, and your own applications.

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